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Energy Efficient Mortgages

July 29, 2012

Energy efficient mortgages are available to allow borrowers to finance the costs of energy efficient improvements on existing or new construction properties containing one to four units. Standard requirements apply to energy efficient mortgages, and the borrower does not need to make an additional down payment for financing the costs of energy efficient improvements.

The amount that can be financed for these improvements, however, is limited to the lesser of:

  • 5% of the property’s value;
  • 115% of the median price for a single family home in the area; or
  • 150% of the conforming loan limit for Freddie Mac

To check out more information about Energy efficient mortgages click the link below from

Energy Efficient Mortgages



First, Complete out a loan application on our website
-Go to
-Click on Apply Now at the top
-Scroll to the middle of the page and Click on 3. Full Application
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