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New Year’s Resolutions: Save More Money

January 5, 2014

The new year is upon us and it’s time to start working on your resolutions. For many, making resolutions and not sticking to them has become far too common. Some need a little more motivation, some need a few more resources. If your resolution is to save more money, whether for a down payment on a  new home or something else, here are a few resources to get you started.

There are tons of websites and mobile apps available with coupons, deals, and rebates. Here are a few of my favorites for a variety of expenses:

1. Online Shopping:

To save money, we could definitely cut back on shopping, but since it’s practically impossible to stop shopping altogether (birthdays, holidays, etc!), we might as well find ways we can save on those purchases. The three sites listed below offer coupons and cash back on all online purchases.

Remember that some websites also have their own rewards programs, so if you can sign up, especially for a store that you frequent, you can double up on your savings!

2. Food & Entertainment:

With saving money as a goal, it’s hard to not feel guilty about eating out or going out with friends here and there. Luckily, there are a few deal websites that offer savings for food and entertainment, so you don’t have to feel guilty about it. Here are a few of my favorites:

  • Groupon [Available on iPhone/iPad and Android]
  • LivingSocial [Available on iPhone/iPad and Android]
  • Tippr [Available on iPhone/iPad and Android]
  • Savored [Available on iPhone/iPad and Android]
    • Powered by Groupn
    • Specifically for restaurants
    • Available in select cities (CA: San Francisco, Los Angeles)

Keep in mind that these sites (with the exception of Savored) also sell products, although the selection of experience coupons is far better in my opinion.

3. Driving & Transportation

Driving can be a huge expense when you take gas, maintenance, loan payments, insurance, tabs, tolls and parking into account. In larger cities, it is easier to avoid driving as public transportation tends to me much easier to navigate than in smaller cities and towns. One of the biggest expenses (aside from housing) can be driving and switching to public transportation can be a big money saver. If you just don’t to take public transportation, here are a few money saving options:

  • Lyft [Available on iPhone and Android]
    • Get rides from local drivers.
    • Select Cities in CA:
      • Sacramento
      • San Francisco
      • Los Angeles
      • San Diego
  • SideCar [Available on iPhone and Android]
    • Get rides from local drivers.
    • Select Cities in CA:
      • San Francisco
      • Los Angeles
  • Uber [Available on iPhone and Android]
    • Get rides from local drivers with the ability to select luxury vehicles.
    • Select Cities in CA:
      • Sacramento
      • San Francisco
      • Santa Barbara
      • Los Angeles
      • San Francisco
  • RelayRides [Available on iPhone and Android]
    • Rent cars from your neighbors at lower rates than most car rental companies.
    • Select Cities in CA:
      • San Francisco
      • Los Angeles
    • Backed by Google, Inc.

Similarly, you can rent cars by the hour through ZipCar (available throughout California) or by the minute through Car2Go (for California: limited to San Diego). The only downside is that the service areas are limited to major cities and some of the surrounding areas (though they seem to expanding rapidly).

4. Grocery

We have to eat! Take advantage of online coupons and loyalty programs:

These are just a few great ways to save money. Share some of your favorites with us. Good luck on your resolutions!

Stay tuned for our next ‘Resolution’ post on Credit Repair Tips.

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