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Most Common FHA Repairs

March 12, 2014


The 3 S’s

Required repairs are limited to those repairs necessary to preserve the continues marketability of the property and to protect the health and safety of the occupants

  • Safety: protect the health and safety of the occupants
  • Security: protect the security of the property (security for the FHA insured mortgage)
  • Soundness: correct physical deficiencies or conditions affecting structural integrity

The following is a list of the most common repairs required for the FHA financing, this list is meant to be a preliminary guideline, and is not intended to be comprehensive, or all-inclusive.

Utilities(all systems must be tested and functioning)

  • Electricity is on
  • Water is on
  • Gas is on (propane included)

Water heater

  • Turned on and functioning
  • Adequate gas exhaust ventilation
  • Seismic (earthquake) straps properly installed
  • PRV (pressure relief valve) installed
  • 3/4″ copper PRV overflow pipe properly installed

Heating and Cooling Units

  • Must be in place and in working order

Kitchen appliances (functional)

  • Range/oven…

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