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New Year’s Resolutions: Credit Repair

April 22, 2014

PLATINUM MORTGAGE COMPANY

PMC offers free credit analysis.  Download your free credit report from http://www.annualcreditreport.comand email it to us for review atinfo@pmccanhelp.com.

Credit Report

Here are the simple steps to cleaning up your credit score:

1. Order your credit reports

Once a year, you should order your credit reports from each of the three largest credit bureaus: Experian, TransUnion, and Equifax. Just ordering one credit report can give you an inaccurate picture of what lenders are seeing when they assess your risk as a borrower and decide whether to lend to you. Creditors don’t report to all three bureaus, so information can vary between the three, including your credit score. You can order your credit score free from annualcreditreport.com.

2. Examine your reports carefully

Make sure to review each of your credit reports carefully. In addition to checking for evidence of fraud or identity theft, double check that…

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