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Platinum Mortgage Company Offers USDA 102% Financing with 580+ FICO

May 2, 2014


USDA is short for the United States Department of Agriculture. The program offers several mortgage loan options for single family homes, which could be a good fit for you if you are looking to buy a new home with no down payment and low mortgage insurance. Many people do not know this, but USDA is also available for refinances of current mortgage loans.  Rates are still very low and you may want to see if USDA is available to you.

USDA loans give buyers multiple advantages that can’t be found in other mortgage programs. They not only propose flexible loan requirements but also offer 102% financing. The is no set maximum loan amount allowed for a USDA Residential Loan. Instead, your debt-to-income ratios will dictate how much home your can afford (maximum 41% DTI – exceptions may be made with additional reserves). Also, your total household monthly income must be within USDA allowed maximum income limits for your area.

You can find more helpful information on USDA Loans at:

Visit Today to apply for a loan, and talk to a professional about the chances of receiving a USDA loan or to discuss what type of loan would be best for you. We have a large variety of loan programs with possibilities for everyone. Our loan process is easy and efficient. We are here to Serve you!

Read more about our loan programs by clicking here.

Email us your loan scenario at or before you get a Hard Money Loan, give us a call at 800-385-3657.

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Job Opportunities? CA BRE NMLS Mortgage Loan Officers (Brokers are welcome), Real Estate Agents, & Account Executives.  Ask about our Branch Opportunities.  Now is the time to see how PMC Can Help you earn what you deserve!  Email your resume to and visit us at!

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