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Platinum Mortgage Company Has Various Stated, Low Doc and No Income Home Loan Programs

August 3, 2015

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 *  NO 1040 * NO 4506T *  INCOME FROM P&L ONLY * 2 – 12 MOS BANK STATEMENTS *  


* $100K – $2.5 MIL* 


Prime Portfolio 7/1 ARM 

No 1040, No 4506, Wage-earner ok with VOE only

For self-employed- P&L signed by borrower only for income

2 months bank statement to verify asset only.  $1.5 MIL Cash Out to 50% LTV   


Choice Portfolio Reduced Doc

85% LTV Reduced Doc to $2.5 MIL  No MI

No limit on Cash Out 

12 month Bank Statement –  PERSONAL ACCOUNTS ONLY

<600 fico to 70% LTV


Select Portfolio 5/1 ARM

 Interest Only available 

12 Months seasoning on BK/Foreclosures/Short Sale

3 Months Bank Statement, 620+ FICO, 55%DTI 70% LTV

Cash Out  to $1 MIL

Non-Owner Cash Out to 50% LTV to $2.5 MIL

<620 FICO Lower LTV

Alt Doc Jumbo  5/1 ARM

 3 Months Bank Statement

70% LTV Purch  

Cash Out  to $1 MIL loan amount  

 Investor Express 30 YR Fixed


 Cash Out on Non-Owner, 2-4 units

65% DTI (calculated by PITIA/Rental income)

620+ FICO

Unlimited # of properties owned

3 years seasoning on Foreclosure/BK/Short Sale



Choice Portfolio Full doc

90% LTV to Full Doc to $2.5 MIL

 Cash Out Limit: 5% less max LTV 

Non-Owner to 75% LTV Cash Out 


Platinum Jumbo & Core Jumbo

Platinum – 85% LTV No MI 

Core Jumbo – 89.9% LTV No MI   

      85% LTV No MI  to 2 Mil. Cash out to 75% LTV  80% LTV R/T $1 MIL  660+ FICO 70% LTV to $1.5 MIL on Purchase

MAX $ Cash Out to $1 MIL TO 50% LTV 


Express Jumbo

15 & 30 Fixed & ARM

Non-warrantable Condo Projects 

80% to $1 MIL

Cash Out to $2 MIL to 55% LTV

Get Pre-Approved Today!  Apply Online for Fast Pre-Approvals

PMC offers free credit enhancement prior to submitting your loan to the bank to ensure you get the best rate possible.  Even 20 points could be .25% better in rate, which equals thousands of dollars on the life of a mortgage loan.  If you have a loan scenario email us at – PMC Can Help!

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FOR A FAST PRE-APPROVAL: Complete a loan application on our website APPLY ONLINE

Job Opportunities? Now is the time to see how PMC Can Help you earn what you deserve!  Visit our Website and apply online today!

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